Got Health Insurance? Protect Yourself and Your Family

THIS IS AN IMPORTANT DECISION

Choosing your future health coverage is a very important decision which not only affects YOU, but also affects your family, friends and loved ones:

PHYSICALLY MENTALLY FINANCIALLY

Please take the time to understand how your health insurance works:

the cost - the benefits and make the choice which best fits YOUR needs.

schedule a chat with Penny

TOPICS TO BE DISCUSSED

Clients - Our chat will be short & informative for both of us, approximately 10 minutes - update information for 2025 options
New to Medicare:
General information about Medicare, cost and timelines
Discuss what you are looking for in a health plan
Review list of items which would be helpful to research plan options for you, such as your preferred Medical Group, . primary care physician, specialists and a list of your current medications (name, milligrams and daily dose)
Answer any questions or concerns you may have
If you need more time or would like to work with me, we can schedule an appointment at another time

About Me

Penny M. Carlson

Licensed and Certified to Offer

Penny M. Carlson

My goal is to provide you detailed information you need to make a decision regarding

YOUR health insurance

which best meets YOUR needs,

for YOUR choices

and YOUR budget.

Over 16 years of experience

LICENSE INFORMATION

CA License No. #0F46329

AZ License No, #8986592

OR License No. #8986592

Licensed and Certified to Offer

Penny M. Carlson

Licensed and Certified to Offer

Medicare Advantage

Medicare Prescription Drug

Medicare Supplement (Medi-Gap)

Individual Family plans

by Independent Insurance Carriers:

Aetna

Alignment Health

Anthem Blue Cross

Blue Shield of California

Health Net

Humana

SCAN

UnitedHealthcare

Wellcare

What I Can Do For You - Educate, Enroll & Keep You Informed

Help You to Understand Medicare

The Timeline!
If you need Medicare, if so how to enroll?
How much does it cost?
What are your choices?
The difference between a Medicare Advantage and a Medicare Supplement or Medi-Gap plan.

GET PEACE OF MIND

Work with an experienced agent
Work with a local agent
Work with real person who is available by phone, email or text
Work with someone who listens and cares about YOU!

Monthly Newsletter

Mailed to your door or by email
Keeps you in the know about Medicare
Makes you laugh
May even give you wisdom
Or a moment to reflect