TURN ON YOUR MEDICARE - WHEN?

Three months before your birthday month (unless your birthday is on the 1st day of the month - your effective date will be a month early).

If you are applying for both Parts A and B, 

If you are planning on retiring or you current coverage will be terminating you can enroll in Medicare 3 months prior to the loss of coverage date.

• If you need both Part A and Part B, you can apply online by Clicking the Box above
• If you have Part A and need to add Part B, you will need to complete an Application for Enrollment in Medicare Part B - Form CMS40B-E

•  You will also need a Termination Notice from Employer - Form CMS-L564E 

                    If you sign up:                                       Your coverage starts:

3 months prior to your B-Day month         1st day of your B-day month

2 months prior to your B-Day month         1st day of your B-day month

1 month prior to your B-Day month           1st day of your B-day month

The month you turn 65                                    1 month after you sign up

1 month after you turn 65                               2 months after you sign up

2 months after you turn 65                             3 months after you sign up

3 months after you turn 65                             3 months after you sign up

After that you will need to wait until the General Enrollment Period:

January 1st - March 31st                                 First of the month after enrollment