Parts A B C and D - What do they cover?

Part A - Hospital Insurance

• Inpatient care in hospitals
• Skilled nursing facility care
• Hospice care
• Limited home health care

Part B - Medical Insurance which helps cover:

• Services from doctors and other health care providers
• Outpatient care
• Limited home health care
• Durable medical equipment
• Many preventative services

Part C - Medicare Advantage

• These are plans offered by the service area in which you live
• Includes all benefits and services covered under Part A and Part B
• Usually include Medicare prescription drug coverage (Part D) as part of the plan 
• Offered and run by Medicare-approved private insurance companies that follow rules set by Medicare
• Benefits may vary per plan
• Providers may vary per plan
• Formularies may vary per plan
• May include extra benefits and services for an extra cost

Part D - Prescription Medications

• Help cover the cost of prescription drugs
• Offered and run by Medicare approved private insurance companies that follow rules set by Medicare
• May help lower your prescription drug costs and help protect against higher cost in the future