COMMON QUESTIONS/TOOLS

Do you have to enroll in Medicare when you turn 65?

• Not necessarily, if you have creditable insurance (verified by the Human Resource Department document) you do not have to enroll in Medicare.  It is wise do your research by comparing the cost as well as the plan benefits for each option. 

Are there penalties if I do not enroll in Medicare?

• Penalties are possible:  
  • There is a time period to enroll 
  • If you delay, you must have creditable coverage

Are Medicare, Medicaid and Medi-Cal the same thing?  NO

• Medicare is a Federal health insurance program that pays for hospital and medical care for elderly and certain disabled Americans.
• Medicaid is a federal program to provide health and medical services for ctain individuals and families with low incomes and few resources.
• Medi-Cal is the state run portion of Medicaid

 How do I change my address with Medicare?

• If you have created a "my Social Security account", you can change your address online by logging into your account and go to the "My Profile" tab .
• Call 1-800-772-1213, Monday through Friday from 7 a.m. to 7 p.m. 
• Contact your local Social Security office.